Isabel Carapeta Isabel Carapeta

Simplifyer Joins the 2025 FinTech Wales Foundry Accelerator 🚀

Simplifyer joins the 2025 FinTech Wales Foundry accelerator!
We’re growing in the UK market with the support of a world-class fintech programme. Learn why this is a key moment for our startup — and how we’re preparing to scale Simplifyer with great partners, investors, and opportunities ahead.

We’re thrilled to announce that Simplifyer has been selected for the 2025 cohort of the prestigious FinTech Wales Foundry, a no-equity, not-for-profit accelerator supporting promising fintech early-stage startups in Cardiff. We can’t wait to build, grow, and contribute to the thriving Welsh fintech ecosystem!

What is the FinTech Wales Foundry?

  • World-class mentorship: A five-module, hands-on programme from May to October 2025, with expert-led workshops and mentoring sessions on everything from market validation to pitch prep.

  • No equity, no fees: A pure support programme — no payment required, no equity taken.

  • Welsh fintech ecosystem: Fully embedded in Wales’s vibrant, collaborative fintech community, powered by top-tier mentors, investors, and peer founders.

Why this matters for Simplifyer

  1. Expanding into the UK market
    The UK is one of the most promising markets for Simplifyer. There’s a strong consumer appetite for mobile-first personal finance tools, and a growing demand for privacy-first, sustainable alternatives to traditional finance apps.
    Through the Foundry, we’re building relationships with UK-based investors and partners who share our vision, and positioning Simplifyer for sustainable growth in the market.

  2. Committed investor community
    The FinTech Wales ecosystem connects us with investors who understand fintech and personal finance, and who are genuinely committed to helping early-stage startups scale. This gives us a strong platform to prepare for our next funding round with the right partners.

  3. Product & market focus
    We’re refining our positioning, pricing, and core value offerings and the Foundry’s expertise gives us the structure to do this right, ensuring we build a product fit for UK and wider EU markets.

  4. The Welsh cohort is a global platform
    We’re joining a community of visionary entrepreneurs and are excited to grow together with these eight forward-thinking fintechs (from Wales and beyond) that have collectively raised over £1.9M so far.

Meet the 2025 Cohort with Simplifyer

The Foundry’s 2025 batch features a well‑diverse mix of startups driving innovation in fintech, data intelligence, and financial inclusion.

  • Banxlocal – a multi-bank retail branch network reinventing high street banking

  • Capitawise – a SaaS platform connecting insurer operations across capital modelling and claims

  • Cavefish – AI-powered emotion tracking for ad testing and mental health use cases

  • Chest – a gamified pension platform for Gen Z and Millennials

  • CloudBank.Digital – plug-and-play core banking services in a product-as-a-service model

  • COLFI – DLT-powered post-trade settlement for real-time collateral transfer

  • Humoni – alternative credit and housing access for migrants and international students

  • Simplifyer – smart expense management for freelancers with privacy-first data insights

  • Zugo – AI-powered financial advice for underserved wealth management clients

We’re joining a community of visionary entrepreneurs and are excited to grow together.

Already making waves

  • Launch day energy: The Foundry kicked off at the FinTech Wales HQ in Cardiff. Nine founders (including Isabel Carapeta of Simplifyer) came together for the first module’s kickoff.

  • Shared ambition: Social media is buzzing, with congratulations flying in from mentors, founders, and the FinTech Wales team itself.

What’s next?

Over the coming 6 months, we’ll be fully immersed in:

  • Validating our MVP and key customer segments in both the UK and EU markets

  • Building monetisation frameworks that align with UK consumer expectations and regulatory frameworks

  • Strengthening our product and team to support scalable growth in the UK

  • Perfecting our investor narrative and pitch for UK-based investors and partners

We’re excited about the opportunities the UK market presents for Simplifyer and the Foundry is the perfect platform to help us make the most of them. Expect more news from us as we continue this journey!

Thank you to FinTech Wales 🌍

A big thank you to FinTech Wales’ Programme Director Lucy Bulley, CEO Sarah Kocianski, and the entire FinTech Wales team for empowering early-stage fintechs through such a thoughtful, founder-friendly accelerator. We’re proud to be part of this year’s cohort and excited to move forward and grow together.

🚀 Stay tuned & get involved

Want to explore how Simplifyer is redefining receipt and receipt-based finance management — sustainable, simple, and privacy-first? Subscribe to our updates, or join the waitlist below.

👉 Join the waitlist

Photography credits: Owain Roberts.

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Isabel Carapeta Isabel Carapeta

Go paperless: why managing your receipts digitally just makes sense.

Tired of lost papers and wallet clutter? Managing receipts, warranties, and spending digitally is simpler, more sustainable and way less stressful. See why more people are going paperless with their personal finances.

We’re surrounded by paper.

From store receipts to warranty documents and invoices, the clutter adds up fast. And most of us don’t really know what to keep, what to toss, or where to store it all.

It’s no wonder that more and more people are going digital when it comes to managing their receipts. And it’s not just about eco-conscious practices, it’s about making life simpler, clearer, and less stressful.

Here’s why switching to digital receipt management is one of the smartest moves you can make.

1. Less paper, more planet

Let’s start with the obvious: paper receipts are a huge source of waste.

Millions of receipts are printed every day. Many of them on thermal paper that’s not recyclable and contains chemicals you don’t want on your skin.

By managing receipts digitally, you’re contributing to a more sustainable, eco-friendly future. Less paper means less waste and a lighter footprint.

2. Everything in one place

Ever found yourself digging through drawers or your wallet for that one warranty receipt you swear you kept?

With digital receipt management, that frustration disappears. You can keep all your receipts, invoices, and warranties in one place — on your phone — and find what you need in seconds.

No more guessing. No more lost paperwork.

3. Smarter spending insights

When your receipts live in a digital system, especially one like Simplifyer that reads them item by item, they become a powerful source of personal finance insights. You can track where your money goes, monitor spending patterns, and start planning better. And with tools that are privacy-first, like Simplifyer, your data stays yours : no creepy tracking or selling your personal information.

4. Warranty management made easy

How many times have you forgotten to claim a warranty, simply because you couldn’t find the receipt or missed the deadline?

Simplifyer makes this simple: your warranties are organised automatically, and you can easily check which products are still covered while being notified when the returning window is closing.

It’s peace of mind built right into your phone.

5. Stress-free finances

Ultimately, going digital with your receipts isn’t just about saving space or protecting the planet. It’s about reducing stress, giving you clarity and control over your personal finances. It’s also about making sure you’re always ready, whether you need to return a product, claim a warranty, or simply understand your spending better.

Ready to simplify?

Simplifyer is the privacy-first personal finance app built for mobile-first consumers. We help you manage receipts, warranties, and spending with less paper, less stress, and more clarity.

👉 Join the waitlist today

TL;DR

  • Paper receipts = waste + clutter

  • Digital receipts = less waste, less stress

  • Get better personal finance insights

  • Track warranties easily

  • Keep all your receipts in one secure place

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